Thousands of Australians on US visas face the challenge of opening US Bank and Credit Card accounts before they get a SSN.

The main challenge facing Australian ex-pats is how to open a US Bank account, let alone access US credit without a US Credit Score or a Social Security Number.

Solution: The Australian Community, through a partnership with Adro’s Ex-pat Banking Platform can open US Checking, Savings and Credit Card accounts before (or after) they arrive in America!

SPECIAL $50 OFFER FROM ADRO!

  • Deposits $500 (or more), AND
  • Spend $50 (or more) across at least 5 transactions, by September 30

Adro will send you $50!

Open U.S. Bank Accounts and Access Credit Cards:

Some credit card companies will issue Australians with a US credit card to build a credit score.  However, credit cards are only half of the banking equation: You also need to open a US Bank account for money transfers and day-to-day banking needs.

The Australian Community recognized this challenge and, in 2012, first introduced a program where Australians arriving in the US can open US bank accounts and obtain a US credit card without a Social Security Number.

This is highly valuable service is available to our members through Adro. Members can now open US bank accounts and credit cards from Australia. This way they can transfer money, and start building US credit the day they arrive in America.

Assisting our members to overcome the challenges of living in the US is core to our Mission.  Providing a way for our members to not only open a US Bank account and establish a credit card in the US before they leave Australia makes perfect sense and is an added value to joining our organization.

Opening financial accounts while still in Oz is a highly valuable and convenient offering from Adro and OFX!

At the end of the day, it is personal choice, and which bank offers you the best service, interest rate etc. is best decided by doing your own due diligence.

Some of the offerings by Corporate Members may generate a benefit to The Australian Community or third parties.

What better way to Fund your New US Bank Account than transferring money internationally using our Preferred Rate from OFX! See below for details.


Open US Bank and Credit Card Accounts from Australia and have instant access when you land!

Step 1: Open a US bank account before you leave Australia

The Australian Community offers a convenient and efficient way to open US bank and credit card accounts from Australia, even before you get a Social Security Number.

Step 2: Fund your newly opened US account with a Preferred Rate on AUD to USD negotiated for our Members with OFX.

Register and see why our Preferred Rate beats Australian Banks and major online FOREX services to stretch your AU Dollar further!


Join The Australian Community.

Founded in 2011, we connect more Australians in America.

If you are a professional Australian taking your career to the next level, or the U.S. is the next step in your company's global expansion, we can connect you to all of the resources you need for success in America.

Learn more about the benefits of joining The Australian Community in America.

Did you find this article helpful? Would you like to make a Donation!

The Australian Community is a 501(c)(3) organization, and all donations are fully tax-deductible under the IRS Code.

General Donation

The Australian Community is a 501(c)(3) U.S. Public Charity. Its Mission is to connect Australian living in the United States through social, professional and charitable initiatives.

It is qualified to receive tax deductible donations, bequests, devises, transfers or gifts under Sections 170, 2055, 2106 or 2522 of the Code.

Donate Now!