Access US Credit

Access US Credit using your Australian Credit History

The Australian Community has partnered with Nova Credit, a cross-border credit bureau, to offer you the opportunity to apply for premium credit cards in the U.S.

Nova Credit allows you to use your Australian credit history to access a US Credit Card as soon as you arrive in the U.S. — therefore, rather than needing to start off with a card with limited rewards while you build a U.S. credit history.

You can view supported credit card options on Nova Credit’s website to access US credit cards. The service is free.

How to Access a US Credit Card:

1. Click the Apply Now button to go to Nova Credit’s website and enter your email.

Nova Credit will reward you with a $50 Amazon gift card at that email if you’re able to successfully use your Australian Credit history in support of a partner credit card application. 


2. On the next page, you can explore your credit card options on Nova Credit’s “Credit Cards for Newcomers” page and choose the card with the right rewards for you.


3. Once you click Apply Now, you will be taken to the partner’s credit card application. Follow the prompts in that credit card application to use your international credit history using Nova Credit. Once you successfully find and verify your report, Nova Credit will pull your international credit history and send it to the credit card company in support of your application.


4. You may be asked to provide proof of identity and your US home address (typically through a US bank account or other official documentation such as a driving license or a utility or phone bill) as part of the card issuer’s compliance requirements.


5. If you are approved, begin to responsibly manage your new credit card and you will begin to build a US credit history.

If you have any questions along the way, please contact support@novacredit.com!

Access a US Credit Card

About The Australian Community

Based in New York City and now in our tenth year, our 501(c)(3) organization was formed specifically to connect professional Australians in America. Over the past decade, The Australian Community has assisted tens of thousands of Australians in New York and across America.

In addition to our public social media, our members connect through a private Enterprise Social Network. Our network facilitates 1:1 connections. Most importantly, it contains the largest private Australian knowledge base in North America.

Therefore, whether you are an Australian in New York or another U.S. city, our non-profit services can connect you with other professional Australians to help you achieve your business goals.

If you are an Australian living in or moving to America, you can join The Australian Community.

News & Knowledge

Understand The E3 Visa

Understand The E3 Visa

This article will help HR Departments understand the benefits of hiring an Australian National on an E3 Visa and how it is very different from an H1-B Visa. The E3 is for Australian professionals and is available all year. The…

Jobs in America for Australians

Jobs in America for Australians

If you are an Australian legally seeking full time employment in America, we understand the challenges you are currently facing. The Australian Community has been finding jobs in America for Australians on the E3 visa for more than a decade.…

Rubenstein Public Relations: Meet our new PR Agency

Rubenstein Public Relations: Meet our new PR Agency

For more than a decade The Australian Community has assisted Australians and Australian businesses in their transition to America. However, the real impact of our social, professional, and charitable achievements has gone mostly unnoticed. This is all about to change…

Where to get an E3 Visa Appointment

Where to get an E3 Visa Appointment

The first question asked by any Australian with their signature barely dry on their job offer is “Which U.S. consulate is best to get an E3 visa appointment?” Since COVID shut down U.S. consulates in early 2020, it has been…

Access US Credit

Access US Credit

Access US Credit using your Australian Credit History The Australian Community has partnered with Nova Credit, a cross-border credit bureau, to offer you the opportunity to apply for premium credit cards in the U.S. Nova Credit allows you to use…

Access a US Credit Card using your Australian Credit History

Access a US Credit Card using your Australian Credit History

The Australian Community has partnered with Nova Credit, a cross-border credit bureau, to offer you the opportunity to apply for premium credit cards in the U.S. Nova Credit allows you to use your Australian credit history to access a US…

Make a Tax-Deductible Donation

Our organization relies on the generosity of its members and supporters to continue our good work, assisting Australians living in the United States.

Please consider making a tax-deductible donation to our 501(c)(3) public charity.

All contributions are fully tax-deductible under Section 170 of the IRS Code. In addition, the Australian Community is qualified to receive tax-deductible bequests, devises, transfers, or gifts under sections 2055, 2106, or 2522 of the Code.

 

Access a US Credit Card using your Australian Credit History

The Australian Community has partnered with Nova Credit, a cross-border credit bureau, to offer you the opportunity to apply for premium credit cards in the U.S.

Nova Credit allows you to use your Australian credit history to access a US Credit Card as soon as you arrive in the U.S. — therefore, rather than needing to start off with a card with limited rewards while you build a U.S. credit history.

You can view supported credit card options on Nova Credit’s website to access a US credit card. The service is free.

How to Access a US Credit Card:

1. Click the Apply Now button to go to Nova Credit’s website and enter your email.

Nova Credit will reward you with a $50 Amazon gift card at that email if you’re able to successfully use your Australian Credit history in support of a partner credit card application. 


2. On the next page, you can explore your credit card options on Nova Credit’s “Credit Cards for Newcomers” page and choose the card with the right rewards for you.


3. Once you click Apply Now, you will be taken to the partner’s credit card application. Follow the prompts in that credit card application to use your international credit history using Nova Credit. Once you successfully find and verify your report, Nova Credit will pull your international credit history and send it to the credit card company in support of your application.


4. You may be asked to provide proof of identity and your US home address (typically through a US bank account or other official documentation such as a driving license or a utility or phone bill) as part of the card issuer’s compliance requirements.


5. If you are approved, begin to responsibly manage your new credit card and you will begin to build a US credit history.

If you have any questions along the way, please contact support@novacredit.com!

Access a US Credit Card

About The Australian Community

Based in New York City and now in our tenth year, our 501(c)(3) organization was formed specifically to connect professional Australians in America. Over the past decade, The Australian Community has assisted tens of thousands of Australians in New York and across America.

In addition to our public social media, our members connect through a private Enterprise Social Network. Our network facilitates 1:1 connections. Most importantly, it contains the largest private Australian knowledge base in North America.

Therefore, whether you are an Australian in New York or another U.S. city, our non-profit services can connect you with other professional Australians to help you achieve your business goals.

If you are an Australian living in or moving to America, you can join The Australian Community.

Make a Tax-Deductible Donation

Our organization relies on the generosity of its members and supporters to continue our good work, assisting Australians living in the United States.

Please consider making a tax-deductible donation to our 501(c)(3) public charity.

All contributions are fully tax-deductible under Section 170 of the IRS Code. In addition, the Australian Community is qualified to receive tax-deductible bequests, devises, transfers, or gifts under sections 2055, 2106, or 2522 of the Code.

 

Vale the E3 Visa?

Vale the E3 Visa?

For two consecutive Congresses, Legislation has unaminously passed the House of Representatives to change the E3 Visa to include Irish nationals. However, Australians are not powerless in preventing the E3 visa’s demise.

HR 2877 made it to the floor of the Senate, however, a lone Senator held out. In doing so, he dashed the hopes of millions of Irish nationals hoping to get access to thousands of E3 visas that go unused each year. 

It is apparent that COVID-19 has delayed any further lobbying of Congress to include Irish nationals on the E3 Visa. However, changes to the E3 will inevitably pass the Senate in 2024. No party will risk a political backlash from Irish voters in an election year.

At first glance, the proposed changes seem fair. The new Legislation still allows for 10,500 visas to be allocated to Australian nationals each year. Only the number of unused visas would be available to Irish nationals the following year. However, only when you analyze the data do you begin to fathom the negative impact on Australians and Australia as a nation.

HR 2877 made it to the floor of the Senate, however, a lone Senator held out. In doing so, he dashed the hopes of millions of Irish nationals hoping to get access to thousands of E3 visas that go unused each year. 

It is apparent that COVID-19 has delayed any further lobbying of Congress to include Irish nationals on the E3 Visa. However, changes to the E3 will inevitably pass the Senate in 2024. No party will risk a political backlash from Irish voters in an election year.

At first glance, the proposed changes seem fair. The new Legislation still allows for 10,500 visas to be allocated to Australian nationals each year. Only the number of unused visas would be available to Irish nationals the following year. However, only when you analyze the data do you begin to fathom the negative impact on Australians and Australia as a nation.

Aussie Businesses in NYC – and where to find them: Joe Bananas

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with owner and designer Evan Sturrock, to learn more about the Joe Bananas’ 943 Madison Avenue location.

Aussie Cafés in NYC – and where to find them: Wattle Café

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Ana Ivkosic, the Founder of Wattle Café – an Aussie café located on Third Avenue between 33rd and 34th Streets in New York City.

Aussie Businesses in NYC – and where to find them: Wellbuilt

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Mitch Kidd, one half of WellBuilt Co – an Australian Construction and Development company making waves in New York and the Tri State Area.

Aussie Cafés in NYC – and where to find them: Boundless Plains Espresso

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Jo Black, the Founder of Boundless Plains– a new Aussie café located on Rector Street in the Financial District of New York City.

Aussie Businesses in NYC – and where to find them: Scanlan Theodore

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Melinda Robertson and Sarah Blank to learn more about their business Scanlan Theodore located at 117 Prince Street in SoHo.

Aussie Businesses in NYC – and where to find them: Save Your Sole

There are literally dozens of Australian businesses who have opened shop in New York.  Some we know well, and others not so well.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Amanda Collins to learn more about her business Save Your Sole located at 1 Little West 12th St in NYC.

Aussie Cafés in NYC – and where to find them: Three Seat Espresso & Barber

After a very positive response to our series of articles featuring Aussie Cafés in NYC, we are posting a series featuring Australian small businesses operating in New York.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Aaron Cook, the Founder of Three Seat Espresso & Barber – a Barber Shop AND Café – located on Avenue A in New York City.

Aussie Businesses in NYC – and where to find them: Sweat Yoga

After a very positive response following a series of articles featuring Aussie Cafés in NYC, we will be posting a series featuring Australian small businesses operating in New York.

We want our readers to learn about these businesses, where they are located, as well as share the personal stories of their owners.

We spoke with Wade Helliwell, the 6’11’ Australian professional Basketball player at his studio Sweat Yoga in New York City.

Aussie Cafés in NYC – and where to find them: Southern Cross Coffee

There has been a ton of recent press featuring Aussie cafés in NYC.  Most feature either the highly successful coffee chains or those found only in NoLIta.

To highlight some of the other Aussie businesses in NYC, here is the third in a series of articles featuring Australian Cafépreneurs.

We want our readers to learn more about their Aussie owners, and what is unique about their businesses.   We spoke with Adam Sobol who with his partner Sergio D’Auria opened Southern Cross Coffee located at 300 E 5th Street between 2nd and 1st Avenues.

Aussie Cafés in NYC – and where to find them: Hutch & Waldo.

There has been a ton of recent press featuring Aussie cafés in NYC.  Most feature either the highly successful coffee chains or those found only in NoLIta.

To highlight some of the other Aussie businesses in NYC, here is the second in a series of articles featuring Australian Cafépreneurs.

We want our readers to learn more about their Aussie owners, and what is unique about their businesses.   We spoke with Alastair McFarland who has recently opened Hutch and Waldo located at 347 E 81st @ 2nd Avenue.

Aussie Cafés in NYC – and where to find them: Saltwater

There has been a ton of recent press featuring Aussie cafés in NYC.  Most feature either the highly successful coffee chains or those found only in NoLIta.

To highlight some of the other Aussie businesses in NYC, here is the first in a series of articles featuring Australian Cafépreneurs. 

We want our readers to learn more about their Aussie owners, and what is unique about their businesses.   For our first location we sat down with Lee and Sid Chitnis, the owners and operators of Saltwater located at 345 E 12th Street between 2nd and 1st Avenues.

Announcing The Australian Community Center in New York

Who would have thought that seven years ago, what started out as a handful of Australian expats banding together to network and share knowledge, would grow into what is now the largest Australian non-profit organization by United States membership.

Further, after launching our Enterprise Social Network in January 2016, the Australian Community’s Yammer network has now grown to house the largest private Australian knowledgebase in the US.

Sixty percent of our 3,800 members, and two thirds of our Board of Directors are Australian women.

Confused about the new ATO changes for Expats with Student Loans?

From 1 July 2017, based on your worldwide income for the 2016–17 income year some Australian Expats must begin repaying their student loans.

There is naturally confusion about who has to repay and how much so here are answers to the Top Five Questions being asked by our Members.

Australians in Startups: Cara Zelas

When educator Cara Zelas and her husband got a dog for the first time, they expected companionship and love. What they couldn’t have predicted was that Little Dude would put Cara on the path to entrepreneurship.

Based on Little Dude’s work as a therapy dog in New York City, Cara has developed a six-book series and literacy based curriculum that teaches children 3 to 7 years of age about kindness, manners, feelings, empathy, respect, and courage.

What would happen if The Australian Community appeared on Shark Tank?

If you are not familiar with Shark Tank, the TV show features Entrepreneurs pitching highly successful business owners on why they should invest in their company.

Theoretically speaking, if you could successfully pitch the Sharks on the value proposition of our organization to Australian Ex-pats, then attracting new members to join The Australian Community should be a no-brainer.

Our first networking event of 2017 included a private shopping experience on Fifth Avenue, NYC!

It was a packed house with members attending an exclusive networking event and private shopping experience at Microsoft’s Flagship Store on Fifth Avenue.

In January 2016, The Australian Community officially launched its Private Enterprise Social Network powered by Yammer at the Microsoft Store.  Since then, our Yammer Network has grown to the largest Australian private network in North America and contains a searchable knowledgebase built on the experiences of over 5,000 members who have connected with our organization since 2011.